How to Improve Your Credit Standing Using Your Credit Card
SourceCredit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the…
FHA Home Loan: The First-Time Home Buyer Option
The Federal Housing Administration created the FHA loans to provide low to moderate-income families a means to afford their own homes. Though the loans are still handled and offered by…
A Guide to FHA Loan for First-time Homebuyers
The mortgage application process is usually mumbo-jumbo for first-time home buyers. Whether it’s mortgage terms, down payment requirements, or the type of home loans available, all that information can be…
FHA vs. Conventional Loan: Which One Should You Go For?
So you have finally decided to get a place of your own but are not quite sure where to get proper financing. If you have discussed the issue with your…
Improve Credit Score to Get The Best Home Loans
When deciding to buy a new house, the amount of money you have in your bank account matters a lot. You must consider your finances as you plan for the…
Could an FHA Mortgage Loan be the Key to Your Dream Home?
For an average adult who has spent a considerable number of years building good credit and saving enough to start home, nothing can be as exciting as finally approaching a…
Ready to Buy? Useful Tips for First-Time Home Buyers
Originally published on HiCharlie.com Buying a home is an exciting time in anyone’s life. It’s easy to get caught up on HGTV and drool over beautiful homes and imagine what…
Why Budgets Don’t Work — and What Does
Originally posted at HiCharlie.comAs someone who has spent an inordinate amount of brain cells mulling over money, a well-known pillar of financial wellness is that you need to budget.Here’s the…
Possible Reasons Why Your Personal Loan Application Got Denied
Source When your personal loan application gets denied, it can be disappointing. Most people are also puzzled. Even people with strong credit scores can get denied, and it makes them…
4 Money Lessons From Game of Thrones
Anyone here a mega-fan of Game of Thrones? *raises hand*Unless you’ve been hiding under a rock, this series has been taking the world by storm and many of us are…