The rate of people who own their homes is 37%, and this is because the last years have been marked by a rise of homeowners who paid their mortgage. However,…
The federal government created the FHA loan program in the mid-1930’so help boost the United States’ housing market. Today, these HUD-backed mortgages continue to provide affordable homeownership opportunities to those…
In a way, college liberates students and gives them the freedom to make their own choices, but freedom always comes with a price, and in this case, it is that…
The real estate industry, by nature, needs the agent to connect with their clients and be social so that people get to know more of them. In order to carry…
When it comes to a mortgage, you should be especially careful and attentive. And the first thing you should start with is to choose a company that will provide you…
As the popular saying goes, the only constant thing in life is change. You want to move to the next stage of your life. And to do this, you’ll need…
When you purchase a house, you put yourself in a long term commitment. Aside from your commitment to residency, mortgage payments usually take a decade and five years up to…
SourceCredit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the…
Letters of explanation are very useful for winning over the mortgage lender or underwriter. It is a seemingly simple letter that includes a short description that explains certain misguiding items.…
It’s always exciting when you graduate from college. It’s about that time when you’re done with one major chapter of life and are about to start a new one. This…
In 2020, the economy has shifted due to the COVID-19 pandemic. Now, interest rates of mortgages are lower than ever. As a result, it’s possible to swap higher interest rates…
Blockchain is revolutionizing the world as we know it. Almost all industries now have an application for this technology and as the digital transformation accelerates, you can expect to see…