2026 Texas FHA Loan Limits

Texas FHA Home Loan limits vary by county

See What You Can Borrow with an FHA Home Loan in Your County

Best FHA Loan in Texas
County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyPrequalify
ANDERSON$541,287$693,050$837,700$1,041,125Prequalify
ANDREWS$541,287$693,050$837,700$1,041,125Prequalify
ANGELINA$541,287$693,050$837,700$1,041,125Prequalify
ARANSAS$541,287$693,050$837,700$1,041,125Prequalify
ARCHER$541,287$693,050$837,700$1,041,125Prequalify
ARMSTRONG$541,287$693,050$837,700$1,041,125Prequalify
ATASCOSA$557,750$714,000$863,100$1,072,600Prequalify
AUSTIN$541,287$693,050$837,700$1,041,125Prequalify
BAILEY$541,287$693,050$837,700$1,041,125Prequalify
BANDERA$557,750$714,000$863,100$1,072,600Prequalify
BASTROP$571,550$731,700$884,450$1,099,150Prequalify
BAYLOR$541,287$693,050$837,700$1,041,125Prequalify
BEE$541,287$693,050$837,700$1,041,125Prequalify
BELL$541,287$693,050$837,700$1,041,125Prequalify
BEXAR$557,750$714,000$863,100$1,072,600Prequalify
BLANCO$541,287$693,050$837,700$1,041,125Prequalify
BORDEN$541,287$693,050$837,700$1,041,125Prequalify
BOSQUE$541,287$693,050$837,700$1,041,125Prequalify
BOWIE$541,287$693,050$837,700$1,041,125Prequalify
BRAZORIA$541,287$693,050$837,700$1,041,125Prequalify
BRAZOS$541,287$693,050$837,700$1,041,125Prequalify
BREWSTER$541,287$693,050$837,700$1,041,125Prequalify
BRISCOE$541,287$693,050$837,700$1,041,125Prequalify
BROOKS$541,287$693,050$837,700$1,041,125Prequalify
BROWN$541,287$693,050$837,700$1,041,125Prequalify
BURLESON$541,287$693,050$837,700$1,041,125Prequalify
BURNET$541,287$693,050$837,700$1,041,125Prequalify
CALDWELL$571,550$731,700$884,450$1,099,150Prequalify
CALHOUN$541,287$693,050$837,700$1,041,125Prequalify
CALLAHAN$541,287$693,050$837,700$1,041,125Prequalify
CAMERON$541,287$693,050$837,700$1,041,125Prequalify
CAMP$541,287$693,050$837,700$1,041,125Prequalify
CARSON$541,287$693,050$837,700$1,041,125Prequalify
CASS$541,287$693,050$837,700$1,041,125Prequalify
CASTRO$541,287$693,050$837,700$1,041,125Prequalify
CHAMBERS$541,287$693,050$837,700$1,041,125Prequalify
CHEROKEE$541,287$693,050$837,700$1,041,125Prequalify
CHILDRESS$541,287$693,050$837,700$1,041,125Prequalify
CLAY$541,287$693,050$837,700$1,041,125Prequalify
COCHRAN$541,287$693,050$837,700$1,041,125Prequalify
COKE$541,287$693,050$837,700$1,041,125Prequalify
COLEMAN$541,287$693,050$837,700$1,041,125Prequalify
COLLIN$563,500$721,400$872,000$1,083,650Prequalify
COLLINGSWORTH$541,287$693,050$837,700$1,041,125Prequalify
COLORADO UNTY$541,287$693,050$837,700$1,041,125Prequalify
COMAL$557,750$714,000$863,100$1,072,600Prequalify
COMANCHE $541,287$693,050$837,700$1,041,125Prequalify
CONCHO $541,287$693,050$837,700$1,041,125Prequalify
COOKE $541,287$693,050$837,700$1,041,125Prequalify
CORYELL $541,287$693,050$837,700$1,041,125Prequalify
COTTLE $541,287$693,050$837,700$1,041,125Prequalify
CRANE $541,287$693,050$837,700$1,041,125Prequalify
CROCKETT $541,287$693,050$837,700$1,041,125Prequalify
CROSBY $541,287$693,050$837,700$1,041,125Prequalify
CULBERSON $541,287$693,050$837,700$1,041,125Prequalify
DALLAM $541,287$693,050$837,700$1,041,125Prequalify
DALLAS $563,500$721,400$872,000$1,083,650Prequalify
DAWSON $541,287$693,050$837,700$1,041,125Prequalify
DEAF SMITH $541,287$693,050$837,700$1,041,125Prequalify
DELTA $541,287$693,050$837,700$1,041,125Prequalify
DENTON $563,500$721,400$872,000$1,083,650Prequalify
DEWITT $541,287$693,050$837,700$1,041,125Prequalify
DICKENS $541,287$693,050$837,700$1,041,125Prequalify
DIMMIT $541,287$693,050$837,700$1,041,125Prequalify
DONLEY $541,287$693,050$837,700$1,041,125Prequalify
DUVAL $541,287$693,050$837,700$1,041,125Prequalify
EASTLAND $541,287$693,050$837,700$1,041,125Prequalify
ECTOR $541,287$693,050$837,700$1,041,125Prequalify
EDWARDS $541,287$693,050$837,700$1,041,125Prequalify
EL PASO $541,287$693,050$837,700$1,041,125Prequalify
ELLIS $563,500$721,400$872,000$1,083,650Prequalify
ERATH $541,287$693,050$837,700$1,041,125Prequalify
FALLS $541,287$693,050$837,700$1,041,125Prequalify
FANNIN $541,287$693,050$837,700$1,041,125Prequalify
FAYETTE $541,287$693,050$837,700$1,041,125Prequalify
FISHER $541,287$693,050$837,700$1,041,125Prequalify
FLOYD $541,287$693,050$837,700$1,041,125Prequalify
FOARD $541,287$693,050$837,700$1,041,125Prequalify
FORT BEND $541,287$693,050$837,700$1,041,125Prequalify
FRANKLIN $541,287$693,050$837,700$1,041,125Prequalify
FREESTONE $541,287$693,050$837,700$1,041,125Prequalify
FRIO $541,287$693,050$837,700$1,041,125Prequalify
GAINES $541,287$693,050$837,700$1,041,125Prequalify
GALVESTON $541,287$693,050$837,700$1,041,125Prequalify
GARZA $541,287$693,050$837,700$1,041,125Prequalify
GILLESPIE $541,287$693,050$837,700$1,041,125Prequalify
GLASSCOCK $813,050$1,040,850$1,258,150$1,563,600Prequalify
GOLIAD $541,287$693,050$837,700$1,041,125Prequalify
GONZALES $541,287$693,050$837,700$1,041,125Prequalify
GRAY $541,287$693,050$837,700$1,041,125Prequalify
GRAYSON $541,287$693,050$837,700$1,041,125Prequalify
GREGG $541,287$693,050$837,700$1,041,125Prequalify
GRIMES $541,287$693,050$837,700$1,041,125Prequalify
GUADALUPE $557,750$714,000$863,100$1,072,600Prequalify
HALE $541,287$693,050$837,700$1,041,125Prequalify
HALL $541,287$693,050$837,700$1,041,125Prequalify
HAMILTON $541,287$693,050$837,700$1,041,125Prequalify
HANSFORD $541,287$693,050$837,700$1,041,125Prequalify
HARDEMAN $541,287$693,050$837,700$1,041,125Prequalify
HARDIN $541,287$693,050$837,700$1,041,125Prequalify
HARRIS $541,287$693,050$837,700$1,041,125Prequalify
HARRISON $541,287$693,050$837,700$1,041,125Prequalify
HARTLEY $541,287$693,050$837,700$1,041,125Prequalify
HASKELL $541,287$693,050$837,700$1,041,125Prequalify
HAYS $571,550$731,700$884,450$1,099,150Prequalify
HEMPHILL $541,287$693,050$837,700$1,041,125Prequalify
HENDERSON $541,287$693,050$837,700$1,041,125Prequalify
HIDALGO $541,287$693,050$837,700$1,041,125Prequalify
HILL $541,287$693,050$837,700$1,041,125Prequalify
HOCKLEY $541,287$693,050$837,700$1,041,125Prequalify
HOOD $541,287$693,050$837,700$1,041,125Prequalify
HOPKINS $541,287$693,050$837,700$1,041,125Prequalify
HOUSTON $541,287$693,050$837,700$1,041,125Prequalify
HOWARD $541,287$693,050$837,700$1,041,125Prequalify
HUDSPETH $541,287$693,050$837,700$1,041,125Prequalify
HUNT $563,500$721,400$872,000$1,083,650Prequalify
HUTCHINSON $541,287$693,050$837,700$1,041,125Prequalify
IRION $541,287$693,050$837,700$1,041,125Prequalify
JACK $541,287$693,050$837,700$1,041,125Prequalify
JACKSON $541,287$693,050$837,700$1,041,125Prequalify
JASPER $541,287$693,050$837,700$1,041,125Prequalify
JEFF DAVIS $541,287$693,050$837,700$1,041,125Prequalify
JEFFERSON $541,287$693,050$837,700$1,041,125Prequalify
JIM HOGG $541,287$693,050$837,700$1,041,125Prequalify
JIM WELLS $541,287$693,050$837,700$1,041,125Prequalify
JOHNSON $563,500$721,400$872,000$1,083,650Prequalify
JONES $541,287$693,050$837,700$1,041,125Prequalify
KARNES $541,287$693,050$837,700$1,041,125Prequalify
KAUFMAN $563,500$721,400$872,000$1,083,650Prequalify
KENDALL $557,750$714,000$863,100$1,072,600Prequalify
KENEDY $541,287$693,050$837,700$1,041,125Prequalify
KENT $541,287$693,050$837,700$1,041,125Prequalify
KERR $541,287$693,050$837,700$1,041,125Prequalify
KIMBLE $541,287$693,050$837,700$1,041,125Prequalify
KING $541,287$693,050$837,700$1,041,125Prequalify
KINNEY $541,287$693,050$837,700$1,041,125Prequalify
KLEBERG $541,287$693,050$837,700$1,041,125Prequalify
KNOX $541,287$693,050$837,700$1,041,125Prequalify
LA SALLE $541,287$693,050$837,700$1,041,125Prequalify
LAMAR $541,287$693,050$837,700$1,041,125Prequalify
LAMB $541,287$693,050$837,700$1,041,125Prequalify
LAMPASAS $541,287$693,050$837,700$1,041,125Prequalify
LAVACA $541,287$693,050$837,700$1,041,125Prequalify
LEE $541,287$693,050$837,700$1,041,125Prequalify
LEON $541,287$693,050$837,700$1,041,125Prequalify
LIBERTY $541,287$693,050$837,700$1,041,125Prequalify
LIMESTONE $541,287$693,050$837,700$1,041,125Prequalify
LIPSCOMB $541,287$693,050$837,700$1,041,125Prequalify
LIVE OAK $541,287$693,050$837,700$1,041,125Prequalify
LLANO $541,287$693,050$837,700$1,041,125Prequalify
LOVING $541,287$693,050$837,700$1,041,125Prequalify
LUBBOCK $541,287$693,050$837,700$1,041,125Prequalify
LYNN $541,287$693,050$837,700$1,041,125Prequalify
MADISON $541,287$693,050$837,700$1,041,125Prequalify
MARION $541,287$693,050$837,700$1,041,125Prequalify
MARTIN $541,287$693,050$837,700$1,041,125Prequalify
MASON $541,287$693,050$837,700$1,041,125Prequalify
MATAGORDA $541,287$693,050$837,700$1,041,125Prequalify
MAVERICK $541,287$693,050$837,700$1,041,125Prequalify
MCCULLOCH $541,287$693,050$837,700$1,041,125Prequalify
MCLENNAN $541,287$693,050$837,700$1,041,125Prequalify
MCMULLEN $541,287$693,050$837,700$1,041,125Prequalify
MEDINA $557,750$714,000$863,100$1,072,600Prequalify
MENARD $541,287$693,050$837,700$1,041,125Prequalify
MIDLAND $541,287$693,050$837,700$1,041,125Prequalify
MILAM $541,287$693,050$837,700$1,041,125Prequalify
MILLS $541,287$693,050$837,700$1,041,125Prequalify
MITCHELL $541,287$693,050$837,700$1,041,125Prequalify
MONTAGUE $541,287$693,050$837,700$1,041,125Prequalify
MONTGOMERY $541,287$693,050$837,700$1,041,125Prequalify
MOORE $541,287$693,050$837,700$1,041,125Prequalify
MORRIS $541,287$693,050$837,700$1,041,125Prequalify
MOTLEY $541,287$693,050$837,700$1,041,125Prequalify
NACOGDOCHES $541,287$693,050$837,700$1,041,125Prequalify
NAVARRO $541,287$693,050$837,700$1,041,125Prequalify
NEWTON $541,287$693,050$837,700$1,041,125Prequalify
NOLAN $541,287$693,050$837,700$1,041,125Prequalify
NUECES $541,287$693,050$837,700$1,041,125Prequalify
OCHILTREE $541,287$693,050$837,700$1,041,125Prequalify
OLDHAM $541,287$693,050$837,700$1,041,125Prequalify
ORANGE $541,287$693,050$837,700$1,041,125Prequalify
PALO PINTO $541,287$693,050$837,700$1,041,125Prequalify
PANOLA $541,287$693,050$837,700$1,041,125Prequalify
PARKER $563,500$721,400$872,000$1,083,650Prequalify
PARMER $541,287$693,050$837,700$1,041,125Prequalify
PECOS $541,287$693,050$837,700$1,041,125Prequalify
POLK $541,287$693,050$837,700$1,041,125Prequalify
POTTER $541,287$693,050$837,700$1,041,125Prequalify
PRESIDIO $541,287$693,050$837,700$1,041,125Prequalify
RAINS $541,287$693,050$837,700$1,041,125Prequalify
RANDALL $541,287$693,050$837,700$1,041,125Prequalify
REAGAN $541,287$693,050$837,700$1,041,125Prequalify
REAL $541,287$693,050$837,700$1,041,125Prequalify
RED RIVER $541,287$693,050$837,700$1,041,125Prequalify
REEVES $541,287$693,050$837,700$1,041,125Prequalify
REFUGIO $541,287$693,050$837,700$1,041,125Prequalify
ROBERTS $541,287$693,050$837,700$1,041,125Prequalify
ROBERTSON $541,287$693,050$837,700$1,041,125Prequalify
ROCKWALL $563,500$721,400$872,000$1,083,650Prequalify
RUNNELS $541,287$693,050$837,700$1,041,125Prequalify
RUSK $541,287$693,050$837,700$1,041,125Prequalify
SABINE $541,287$693,050$837,700$1,041,125Prequalify
SAN AUGUSTINE$541,287$693,050$837,700$1,041,125Prequalify
SAN JACINTO $541,287$693,050$837,700$1,041,125Prequalify
SAN PATRICIO $541,287$693,050$837,700$1,041,125Prequalify
SAN SABA $541,287$693,050$837,700$1,041,125Prequalify
SCHLEICHER $541,287$693,050$837,700$1,041,125Prequalify
SCURRY $541,287$693,050$837,700$1,041,125Prequalify
SHACKELFORD $541,287$693,050$837,700$1,041,125Prequalify
SHELBY$541,287$693,050$837,700$1,041,125Prequalify
SHERMAN $541,287$693,050$837,700$1,041,125Prequalify
SMITH $541,287$693,050$837,700$1,041,125Prequalify
SOMERVELL $541,287$693,050$837,700$1,041,125Prequalify
STARR $541,287$693,050$837,700$1,041,125Prequalify
STEPHENS $541,287$693,050$837,700$1,041,125Prequalify
STERLING $541,287$693,050$837,700$1,041,125Prequalify
STONEWALL $541,287$693,050$837,700$1,041,125Prequalify
SUTTON $541,287$693,050$837,700$1,041,125Prequalify
SWISHER $541,287$693,050$837,700$1,041,125Prequalify
TARRANT $563,500$721,400$872,000$1,083,650Prequalify
TAYLOR $541,287$693,050$837,700$1,041,125Prequalify
TERRELL $541,287$693,050$837,700$1,041,125Prequalify
TERRY $541,287$693,050$837,700$1,041,125Prequalify
THROCKMORTON $541,287$693,050$837,700$1,041,125Prequalify
TITUS $541,287$693,050$837,700$1,041,125Prequalify
TOM GREEN $541,287$693,050$837,700$1,041,125Prequalify
TRAVIS $571,550$731,700$884,450$1,099,150Prequalify
TRINITY $541,287$693,050$837,700$1,041,125Prequalify
TYLER $541,287$693,050$837,700$1,041,125Prequalify
UPSHUR $541,287$693,050$837,700$1,041,125Prequalify
UPTON $541,287$693,050$837,700$1,041,125Prequalify
UVALDE $541,287$693,050$837,700$1,041,125Prequalify
VAL VERDE $541,287$693,050$837,700$1,041,125Prequalify
VAN ZANDT $541,287$693,050$837,700$1,041,125Prequalify
VICTORIA $541,287$693,050$837,700$1,041,125Prequalify
WALKER $541,287$693,050$837,700$1,041,125Prequalify
WALLER $541,287$693,050$837,700$1,041,125Prequalify
WARD $541,287$693,050$837,700$1,041,125Prequalify
WASHINGTON $541,287$693,050$837,700$1,041,125Prequalify
WEBB $541,287$693,050$837,700$1,041,125Prequalify
WHARTON $541,287$693,050$837,700$1,041,125Prequalify
WHEELER $541,287$693,050$837,700$1,041,125Prequalify
WICHITA $541,287$693,050$837,700$1,041,125Prequalify
WILBARGER $541,287$693,050$837,700$1,041,125Prequalify
WILLACY $541,287$693,050$837,700$1,041,125Prequalify
WILLIAMSON $571,550$731,700$884,450$1,099,150Prequalify
WILSON $557,750$714,000$863,100$1,072,600Prequalify
WINKLER $541,287$693,050$837,700$1,041,125Prequalify
WISE $563,500$721,400$872,000$1,083,650Prequalify
WOOD $541,287$693,050$837,700$1,041,125Prequalify
YOAKUM $541,287$693,050$837,700$1,041,125Prequalify
YOUNG $541,287$693,050$837,700$1,041,125Prequalify
ZAPATA $541,287$693,050$837,700$1,041,125Prequalify
ZAVALA $541,287$693,050$837,700$1,041,125Prequalify