Understanding The FHA Loan Process

The FHA loan process makes homeownership more accessible to a broader range of potential buyers, particularly those who may find conventional financing requirements challenging. Understanding and thoroughly navigating this process allows us to harness the benefits of FHA financing effectively.





The FHA Loan Process

It is a common misconception that the FHA home loan process is daunting and more challenging than other home mortgage options. However, the process of an FHA mortgage loan is not much different than any other type of home loan. We have dedicated FHA Loan Specialists who can simplify the process for you. A typical FHA home loan can close in 30 days or less. 

fha home loan


The first step in obtaining your new FHA Home Loan is a preliminary look at your particular situation in order to see if you are qualified and how much of a home you are qualified for.

texas fha


Once you’re qualified, we will need to start getting your documents in order. We fast-tracked the process for you to ensure you close on time.

fha home loan

Find a Home

It’s time to find a home if you haven’t done so already. When looking for a home, it always helps to have a preapproval letter in hand when making an offer on a home.

fha requirements


The subject property being purchased has to be appraised by an independent third party to determine value in relation to the purchase price of the home. The file is submitted to Underwriting.

fha loans

Clear to Close

Once your home appraisal is complete as your lender we will complete a full review of your credit and income and will verify assets and give a “Clear to Close” status. This initiates a date, place, and time for you to sign all of your documents.

fha loan process


After you’ve sat down at the title company to sign all of your documents the property is then transferred to you and you receive the keys to your new home.

Congratulations On Your New Home !!!

FHA Loans Help Make Home Ownership 

Possible For a Wider Range of People.

FHA Loans in Texas

An FHA Loan Specialist Ready To Help You

Our FHA Loan Specialists are always available to help you and answer any questions.  You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.

FHA Loans in Texas

We Make The FHA Loan Process Quick & Easy

Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program.  FHA Loans are a great source of funding for our clients.  We share our knowledge and experience with FHA loans, making it easier for borrowers.

FHA Loans in Texas

FHA Approved Lender

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.