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Texas FHA loans

Texas FHA loans

Closing Costs and FHA Home Loans

The FHA strictly defines and restricts the closing costs associated with an FHA loan that the borrower must pay.  While specific costs and amounts vary slightly and are determined by local FHA offices, this list can help borrowers to anticipate the costs associated with their FHA Home Loan.

  • Lender’s origination feeFHA Closing Costs
  • Deposit verification fees
  • Attorney’s fees
  • The appraisal fee and any inspection fees
  • Cost of title insurance and title examination
  • Document preparation (by a third party)
  • Property survey
  • Credit reports (actual costs)
  • Transfer stamps, recording fees, and taxes
  • Test and certification fees
  • Home inspection fees up to $200

The total dollar amount of closing costs in every loan will vary from lender to lender. The above list is a great guide to follow as far as which fees are allowed under the FHA loan program. For details and additional information, please contact our FHA Home Loan Specialists.

by Gerry Nicodemus

FHA Loan Rates

TexasFHA.org

An FHA Loan Specialist Available to Help You

Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly.

We make the FHA Loan Process Quick & Easy

It’s not a secret that lenders often times will steer their clients away from an FHA loan due to their inexperience with the process. We find FHA Loans to be a great source of funding for our clients. We share our knowledge and experience with FHA loans, making it easier to get compared to conventional financing.

FHA Approved Lenders

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. Amcap Mortgage Ltd. is an FHA approved lender specializing in FHA Loans in Texas.