Texas FHA Loans

Close on time, Credit Scores as low as 500

Texas FHA Loans

Close on time, Credit Scores as low as 500

What Is An FHA Loan?

An FHA-insured loan is a mortgage-backed by the federal government and insured by the Federal Housing Administration under the authority of the Housing and Urban Development, commonly known as HUD. The mortgage is originated by FHA-approved lenders. They are designed for low- to moderate-income borrowers, require a lower minimum down payment requirement and credit scores as compared to conventional mortgages.

The Federal Housing Administration or FHA does not extend and will not offer you a mortgage loan; it only provides mortgage insurance for the loan you get from a mortgage lender who is FHA approved.





This government-backed insurance is guaranteed to protect the lender against default by the homeowner. Under the terms of FHA insurance, any FHA-approved mortgage lender can make a claim against any loss incurred through default of loan repayments. This US government program does not cost American taxpayers any money. All insurance money collected through the program are kept in a single operating account. FHA provides different types of mortgage insurance, according to need, and offers a range of insurance for first-time homebuyers, for multifamily homes, for refinancing and for other types of mortgage. The insurance coverage is often referred to as the “Mortgage Insurance Premium” or MIP.

The Federal Housing Administration was created by the National Housing Act of 1934. Its goal is to improve the housing standards and conditions, provide sufficient financing for homes through the insurance of mortgage loans, and stabilize the mortgage market.

Details and additional information about FHA loans, guidelines, and requirements are readily available by contacting our FHA Home Loan Specialist at 800-854-4142.

FHA Loans Help Make Home Ownership 

Possible For a Wider Range of People.

FHA Loans in Texas

An FHA Loan Specialist Ready To Help You

Our FHA Loan Specialists are always available to help you and answer any questions.  You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.

FHA Loans in Texas

We Make The FHA Loan Process Quick & Easy

Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program.  FHA Loans are a great source of funding for our clients.  We share our knowledge and experience with FHA loans, making it easier for borrowers.

FHA Loans in Texas

FHA Approved Lender

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.

Let Us Help You Get

A Better Mortgage Rates

Texas FHA - Apply Now

  • Acknowledgement

    You are about to initiate an online application for an FHA loan with Capital Home Mortgage, NMLS#27830, an FHA-approved lender.

    Capital Home Mortgage is a dba of AXIA Home Loans NMLS#27830. Corporate address: 3009 112th Ave NE #200, Bellevue, WA 98004

    Click on "SUBMIT" below to be directed to a secured application page and contacted by a licensed Loan Originator to complete the prequalification process.