- Attractive Interest Rates
- Flexible Qualifications
- Low Down Payments
FHA Refinance Loan Programs
WHY HOMEBUYERS ARE CHOOSING US?
CLOSE ON TIME
GREAT RATES & LOW FEES
EXCEPTIONAL CUSTOMER SERVICE
Types of Refinance Loan
Rate and Term Refi
Streamline Refi
When refinancing to an FHA loan, there are several things you will need for your application.
Your last 2 years of residence;
Full 30 days paycheck stubs.
Employment information in the last two years;
Two(2) months of the bank statements
Income tax returns for the last years along with w2s, 1099s, etc.;
Having all of these documentation handy will speed up the application process and help achieve better results much faster.
If you want to refinance your mortgage but have minimal equity, the most appealing option to most borrowers is the rate and term refi. It will lower the current rate you are paying now and result in a lower monthly payment. You can change the terms of your loan without losing your hard-earned equity.
FHA refinance allows loan-to-value of up to 97.75%. FHA is a better option than a conventional loan that only allows a maximum of 97% loan-to-value.
When looking to refinance your home, look at all the options available to you. As FHA Loan Specialists, we can provide you with options. You must find one that will fit your needs appropriately. You can reduce your payment and build equity faster by choosing either an FHA Streamline for an existing FHA loan or going with a regular FHA rate and term option.
When applying, make sure you have all the required documentation handy. This will ensure your application goes through with flying colors and closes promptly. Consult any of our FHA Loan Specialists to refinance your home. We will guide you every step of the way. Call us at 800-854-4142 for more information.
FHA Loans Help Make Home Ownership
Possible For a Wider Range of People.
An FHA Loan Specialist Ready To Help You
Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.
We Make The FHA Loan Process Quick & Easy
Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program. FHA Loans are a great source of funding for our clients. We share our knowledge and experience with FHA loans, making it easier for borrowers.
FHA Approved Lender
The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.