Texas FHA Loans
Close in 30 days or less, Credit Scores as low as 580
- Attractive Interest Rates
- Flexible Qualifications
- Low Down Payments
Loan Requirements
Texas FHA Loan Limits
Texas FHA Home Loan limits vary by county. See What You Can Borrow with an FHA Home Loan in Your County.
Credit Scores and FHA Loans
Credit Scores and FHA Loans Although the Federal Housing Administration (FHA) only requires a 580 FICO score to qualify for the 3.5% minimum down payment requirement, borrowers are hard pressed to find direct lender or an approved FHA Lender to extend a mortgage loan with such a low FICO score. Most…
Debt to Income Ratios for FHA Loans
Debt to Income Ratios for FHA Loans Qualifications for an FHA loan also take into consideration the borrower and co-borrower’s debt-to-income (DTI) ratio. There are specific requirements with regards to debt-to-income-ratios to help protect the buyer from being approved for a loan they cannot truly afford. If you recall the…
Closing Costs
The Federal Housing Administration strictly defines and restricts the closing costs associated with an FHA loan that the borrower must pay. While specific costs and amounts vary slightly and are determined by local FHA offices, this list can help borrowers to anticipate the costs associated with their FHA Home Loan.…
Income Qualifications
Income Qualifications FHA Income Qualifications & Requirements To be eligible for an FHA insured mortgage, FHA does not require a minimum length of time that a borrower must have held a position of employment. However, the borrower’s employment for the recent two (2) full years must be verified. The borrower’s…
Documents Needed
Documents Needed Every loan requires a standard set of documentation. Although each loan is not created equal, they all need the basic documents. Here’s the list of basic documents needed.
An FHA Loan Specialist Ready To Help You
Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.
We make the FHA Loan Process Quick & Easy
Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program. FHA Loans are a great source of funding for our clients. We share our knowledge and experience with FHA loans, making it easier for borrowers.
FHA Approved Lender
The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.
FHA Loans Help Make Home Ownership Possible For a Wider Range of People.
Connect with us
Address
19500 State Hwy 249, Ste 210
Houston, TX 77070
Phone
346-297-0516
Email Address
info@texasfha.org
business hours
Monday/Friday: 8am to 6pm
Saturday: 9am to 12am

Gerry Nicodemus
RMLO, NMLS # 286371
19500 State Hwy 249, Ste 210
Houston, TX 77070
346-297-0516 (Tel)
info@texasfha.org
