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Texas FHA Loans

Close in 30 days or less, Credit Scores as low as 580

  • Attractive Interest Rates
  • Flexible Qualifications
  • Low Down Payments

TexasFHA.org

346-297-0516

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Loan Requirements

Texas FHA Loan Limits

Texas FHA Home Loan limits vary by county. See What You Can Borrow with an FHA Home Loan in Your County.

Credit Scores and FHA Loans

Credit Scores and FHA Loans Although the Federal Housing Administration (FHA) only requires a 580 FICO score to qualify for the 3.5% minimum down payment requirement, borrowers are hard pressed to find direct lender or an approved FHA Lender to extend a mortgage loan with such a low FICO score. Most…

Debt to Income Ratios for FHA Loans

Debt to Income Ratios for FHA Loans Qualifications for an FHA loan also take into consideration the borrower and co-borrower’s debt-to-income (DTI) ratio. There are specific requirements with regards to debt-to-income-ratios to help protect the buyer from being approved for a loan they cannot truly afford. If you recall the…

Closing Costs

The Federal Housing Administration strictly defines and restricts the closing costs associated with an FHA loan that the borrower must pay. While specific costs and amounts vary slightly and are determined by local FHA offices, this list can help borrowers to anticipate the costs associated with their FHA Home Loan.…

Income Qualifications

Income Qualifications FHA Income Qualifications & Requirements To be eligible for an FHA insured mortgage, FHA does not require a minimum length of time that a borrower must have held a position of employment. However, the borrower’s employment for the recent two (2) full years must be verified. The borrower’s…

Documents Needed

Documents Needed Every loan requires a standard set of documentation. Although each loan is not created equal, they all need the basic documents. Here’s the list of basic documents needed.

An FHA Loan Specialist Ready To Help You

Our FHA Loan Specialists are always available to help you and answer any questions.  You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.

We make the FHA Loan Process Quick & Easy

Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program.  FHA Loans are a great source of funding for our clients.  We share our knowledge and experience with FHA loans, making it easier for borrowers.

FHA Approved Lender

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. AmCap Home Loans is an FHA-approved, and designated as a “Full Eagle” mortgage lender in Texas.

FHA Loans Help Make Home Ownership Possible For a Wider Range of People.

Connect with us

Address

14355 Torrey Chase Blvd #B
Houston, TX 77014

Phone

346-297-0516

Email Address

info@texasfha.org

business hours

Monday/Friday: 8am to 6pm
Saturday: 9am to 12am

TexasFHA.org dba AmCap Home Loans is a licensed Texas Mortgage Lender | NMLS #129122 | Not affiliated with any government agency, including the Federal Housing Administration

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