Texas FHA Home Loans

Texas FHA Loan is the most straightforward and lenient home loan program to qualify for. They offer a low down payment and are available to homebuyers with less-than-perfect credit. If you’re in the market for a home, you owe it to yourself to research Texas FHA loan options available through TexasFHA.org.

There’s never been a more thrilling time to buy a home in Texas using an FHA loan. With their attractive interest rates and flexible qualifications, FHA loans are a fantastic way to make your Texas dream home a reality. Perfect for first-time home buyers.

Texas FHA Loan Types

FHA 203b Loan


The purpose of 203(b) is to provide mortgage insurance for a person to purchase or refinance a principal residence.

FHA 203k Loan in Texas


FHA 203k program combines both in a single, long-term, fixed rate that covers both the acquisition and rehabilitation costs.

FHA Home Purchase Loans in Texas


FHA loans are available for Texas residents or would-be residents, looking to buy a house in the State.

FHA Refinance Loan in Texas

FHA Refinance LOAN

Looking to invest in your property and enjoy the benefits year after year, refinancing with an FHA loan will be an investment worth your while

Construction Loans in Texas

FHA Construction LOAN

People looking for home construction loans are either buying a fixer-upper home and renovating it or building a new home from scratch.

Reverse Mortgage in Texas

Reverse Mortgage

A reverse mortgage, also known as a home equity conversion mortgage, is a type of loan available solely to homeowners 62 years of age or older.

Why Home Buyers Are Choosing Us?




FHA Loans in Texas

An FHA Loan Specialist Ready To Help You

Our FHA Loan Specialists are always available to help you and answer any questions.  You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.

FHA Loans in Texas

We Make The FHA Loan Process Quick & Easy

Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program.  FHA Loans are a great source of funding for our clients.  We share our knowledge and experience with FHA loans, making it easier for borrowers.

FHA Loans in Texas

FHA Approved Lender

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.

FHA Loans Help Make Home Ownership 

Possible For a Wider Range of People.

The FHA Loan Process

It is a common misconception that the FHA home loan process is daunting and harder to accomplish than other home mortgage options. The process of an FHA mortgage loan is not much different than any other type of home loan. Because we are an FHA Approved Lender and we have dedicated FHA Loan Specialists, we simplify the process for you. A typical FHA home loan can close in 30 days or less. We don’t outsource anything and everything is done in-house.
fha home loan


The first step in obtaining your new FHA Home Loan is a preliminary look at your particular situation in order to see if you are qualified and how much of a home you are qualified for.

texas fha


Once you’re qualified, we will need to start getting your documents in order. We fast-tracked the process for you to ensure you close on time.

fha home loan

Find a Home

It’s time to find a home if you haven’t done so already. When looking for a home, it always helps to have a preapproval letter in hand when making an offer on a home.

fha requirements


The subject property being purchased has to be appraised by an independent third party to determine value in relation to the purchase price of the home. The file is submitted to Underwriting.

fha loans

Clear to Close

Once your home appraisal is complete as your lender we will complete a full review of your credit and income and will verify assets and give a “Clear to Close” status. This initiates a date, place, and time for you to sign all of your documents.

fha loan process


After you’ve sat down at the title company to sign all of your documents the property is then transferred to you and you receive the keys to your new home.

Congratulations On Your new Home !!!

Words of Gratitude from Our Borrowers.

I got the opportunity to work with Gerry Nicodemus. He did an amazing job. He was incredibly helpful. He guided me through the whole process and was available every time I had a question. I definitely would recommend Gerry and rest of the Texas FHA staff.
Gerry and his team are true professionals and experts in their field. They knew exactly what to do with our set of circumstances, and made our lending experience run like clockwork. I loved that Gerry was available to answer questions whenever we needed him, and he gave us clear and honest answers to everything. We couldn't have asked for a better experience.
Gerry and Reggie walk you through the entire process slowly. They will answer your call at anytime of day. Very knowledgeable and polite. Understood we would have MANY questions and answered them all. I highly suggest them if you want buying a house to be very minimal stress.