Texas FHA Home Loans

Texas FHA Loan is the most straightforward and lenient home loan program to qualify for. They offer a low down payment and are available to homebuyers with less-than-perfect credit. If you’re in the market for a home, you owe it to yourself to research Texas FHA loan options available through TexasFHA.org.

There’s never been a more thrilling time to buy a home in Texas using an FHA loan. With their attractive interest rates and flexible qualifications, FHA loans are a fantastic way to make your Texas dream home a reality. Perfect for first-time home buyers.
Based on 14 reviews
Gerry and Reggie walk you through the entire process slowly. They will answer your call at anytime of day. Very knowledgeable and polite. Understood we would have MANY questions and answered them all. I highly suggest them if you want buying a house to be very minimal stress.
Chad Reed
Chad Reed
I had such a good experience using Gerry and his team several years ago with an FHA loan purchase that when I was in the market to purchase a second property recently, I immediately contacted Gerry without even considering other lenders. Gerry and his team are true professionals when it comes to navigating the various obstacles and pitfalls that can arise during the home buying process which resulted in another successful real estate transaction for me. I would definitely use Gerry's services again in the future and would encourage others to do the same.
Heather Fritzler
Heather Fritzler
Gerry and his team are true professionals and experts in their field. They knew exactly what to do with our set of circumstances, and made our lending experience run like clockwork. I loved that Gerry was available to answer questions whenever we needed him, and he gave us clear and honest answers to everything. We couldn't have asked for a better experience.
Brandon Kelly
Brandon Kelly
My wife and I were looking for the best Texas FHA home loan company, and after qualifying several different companies, we decided to use Gerry. Throughout the process, from start to finish, Gerry and his team walked us through purchasing our first home. We initiated our loan process while RVing in WA state, and was able to easily communicate with each other. All in all, the process took about two months (including the time it took for us to pick our favorite house over a selection of ~60). Gerry, our main point of contact with this FHA loan company in Texas, was always full of energy, excitement, and positive emotions while talking to us. And if we ever had any questions, he would spend as much time as needed to enlighten us. After my experience with this company, I have become more aware of the process of buying a house, getting a loan, and what to expect. And because of the knowledge that we've gained in addition to the aforementioned benefits, we give this loan company 5 stars.
Kim Hinojosa
Kim Hinojosa
Gerry was our lender on the purchase of our forever home. Gerry is very professional and knowledgeable, he walked us thru every step explaining the do's and dont's, always giving his honest and helpful opinions. If we didn't understand something he would explain it to us no questions asked. Gerry is a Godsend and we could never thank him enough, we thanked God every day for Gerry. Will definitely be recommending Gerry to anyone looking to purchase a home, they can't go wrong having him as their lender.
Rachel McCartney
Rachel McCartney
I highly recommend Gerry and his team! After speaking to several other lenders, we were left feeling confused and ill prepared. Gerry helped us get on track with everything we would need in order to qualify. This was our first time purchasing a home and he was there every step of the way to explain and answer all of our questions in a way that we fully understood. Gerry is very knowledgeable, professional, prompt, and personable! Next week, we close on our dream home!!!
Kevin Laughlin
Kevin Laughlin
I got the opportunity to work with Gerry Nicodemus. He did an amazing job. He was incredibly helpful. He guided me through the whole process and was available every time I had a question. I definitely would recommend Gerry and rest of the Texas FHA staff.
Tony West
Tony West
Gerry was very helpful in the process. Being new to Texas, I really didn’t know what to expect. However, Gerry and his crew answered every question and made the home buying process seem so easy.
I started this process so nervous, but Gerry explained every step of the way and put my mind at ease. This has been a great experience, thanks to Gerry!

Texas FHA Loan Types


The purpose of 203(b) is to provide mortgage insurance for a person to purchase or refinance a principal residence.


FHA 203k program combines both in a single, long-term, fixed rate that covers both the acquisition and rehabilitation costs.


FHA loans are available for Texas residents or would-be residents, looking to buy a house in the State.

FHA Refinance LOAN

Looking to invest in your property and enjoy the benefits year after year, refinancing with an FHA loan will be an investment worth your while

FHA Construction LOAN

People looking for home construction loans are either buying a fixer-upper home and renovating it or building a new home from scratch.

Reverse Mortgage

A reverse mortgage, also known as a home equity conversion mortgage, is a type of loan available solely to homeowners 62 years of age or older.

Why Home Buyers Are Choosing Us?




The FHA Loan Process

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Find a Home

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Clear to Close

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Congratulations On Your new Home !!!

FHA Loans Help Make Home Ownership 

Possible For a Wider Range of People.

An FHA Loan Specialist Ready To Help You

Our FHA Loan Specialists are always available to help you and answer any questions.  You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.

We Make The FHA Loan Process Quick & Easy

Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program.  FHA Loans are a great source of funding for our clients.  We share our knowledge and experience with FHA loans, making it easier for borrowers.

FHA Approved Lender

The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.