4.7 Reviews
- Attractive Interest Rates
- Flexible Qualifications
- Low Down Payments
Texas FHA Home Loans
Texas FHA Loan is the most straightforward and lenient home loan program to qualify for. They offer a low down payment and are available to homebuyers with less-than-perfect credit. If you’re in the market for a home, you owe it to yourself to research Texas FHA loan options available through TexasFHA.org.
There’s never been a more thrilling time to buy a home in Texas using an FHA loan. With their attractive interest rates and flexible qualifications, FHA loans are a fantastic way to make your Texas dream home a reality. Perfect for first-time home buyers.
Texas FHA Loan Types
FHA 203B LOAN
The purpose of 203(b) is to provide mortgage insurance for a person to purchase or refinance a principal residence.
FHA 203k LOAN
FHA 203k program combines both in a single, long-term, fixed rate that covers both the acquisition and rehabilitation costs.
FHA PURCHASE LOAN
FHA loans are available for Texas residents or would-be residents, looking to buy a house in the State.
FHA Refinance LOAN
Looking to invest in your property and enjoy the benefits year after year, refinancing with an FHA loan will be an investment worth your while
FHA Construction LOAN
People looking for home construction loans are either buying a fixer-upper home and renovating it or building a new home from scratch.
Reverse Mortgage
A reverse mortgage, also known as a home equity conversion mortgage, is a type of loan available solely to homeowners 62 years of age or older.
Why Home Buyers Are Choosing Us?
CLOSE ON TIME
GREAT RATES & LOW FEES
EXCEPTIONAL CUSTOMER SERVICE
An FHA Loan Specialist Ready To Help You
Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.
We Make The FHA Loan Process Quick & Easy
Lenders often times will steer their clients away from an FHA loan due to their inexperience with the program. FHA Loans are a great source of funding for our clients. We share our knowledge and experience with FHA loans, making it easier for borrowers.
FHA Approved Lender
The Federal Housing Administration requires lenders offering FHA loans to go through an extensive approval process. We are FHA-approved and designated as a “Full Eagle” FHA mortgage lender offering FHA-insured home loans in Texas.
FHA Loans Help Make Home Ownership
Possible For a Wider Range of People.
The FHA Loan Process
Pre-Qualify
The first step in obtaining your new FHA Home Loan is a preliminary look at your particular situation in order to see if you are qualified and how much of a home you are qualified for.
Documents
Once you’re qualified, we will need to start getting your documents in order. We fast-tracked the process for you to ensure you close on time.
Find a Home
It’s time to find a home if you haven’t done so already. When looking for a home, it always helps to have a preapproval letter in hand when making an offer on a home.
Appraisal
The subject property being purchased has to be appraised by an independent third party to determine value in relation to the purchase price of the home. The file is submitted to Underwriting.
Clear to Close
Once your home appraisal is complete as your lender we will complete a full review of your credit and income and will verify assets and give a “Clear to Close” status. This initiates a date, place, and time for you to sign all of your documents.
Transfer
After you’ve sat down at the title company to sign all of your documents the property is then transferred to you and you receive the keys to your new home.
Congratulations On Your new Home !!!
Words of Gratitude from Our Borrowers.
