Texas FHA Loans
Close on time, Credit Scores as low as 500
- Attractive Interest Rates
- Flexible Qualifications
- Low Down Payments
Texas FHA Loans
Close on time, Credit Scores as low as 500
- Attractive Interest Rates
- Flexible Qualifications
- Low Down Payments
Texas FHA Home Loans
Texas FHA Loan is the easiest and most lenient home loan program to qualify for. They offer a low down payment and are available to homebuyers with less than perfect credit. If you’re in the market for a home, you owe it to yourself to research Texas FHA loan options available through TexasFHA.org.
We are a private lender and not a government agency. We are an approved FHA Lender that specializes in FHA Home Loans throughout Texas. We are a designated “Full Eagle” FHA Lender. We originate, process, underwrite, and fund FHA loans under one roof for a faster and more efficient transaction.
Texas FHA Home Loans
Texas FHA Loan Types
FHA 203B LOAN
The purpose of 203(b) is to provide mortgage insurance for a person to purchase or refinance a principal residence.
FHA 203k LOAN
FHA 203k program combines both in a single, long-term, fixed rate that covers both the acquisition and rehabilitation costs.
FHA PURCHASE LOAN
FHA loans are available for Texas residents or would-be residents, looking to buy a house in the State.
FHA Refinance LOAN
Looking to invest in your property and enjoy the benefits year after year, refinancing with an FHA loan will be an investment worth your while
FHA Construction LOAN
People looking for home construction loans are either buying a fixer-upper home and renovating it or building a new home from scratch.
Reverse Mortgage
A reverse mortgage, also known as a home equity conversion mortgage, is a type of loan available solely to homeowners 62 years of age or older.
FHA 203B LOAN
The purpose of 203(b) is to provide mortgage insurance for a person to purchase or refinance a principal residence.
FHA 203k LOAN
FHA 203k program combines both in a single, long-term, fixed rate that covers both the acquisition and rehabilitation costs.
FHA PURCHASE LOAN
FHA loans are available for Texas residents or would-be residents, looking to buy a house in the State.
FHA Refinance LOAN
Looking to invest in your property and enjoy the benefits year after year, refinancing with an FHA loan will be an investment worth your while
FHA Construction LOAN
People looking for home construction loans are either buying a fixer-upper home and renovating it or building a new home from scratch.
Reverse Mortgage
A reverse mortgage, also known as a home equity conversion mortgage, is a type of loan available solely to homeowners 62 years of age or older.
An FHA Loan Specialist
Ready To Help You
Our FHA Loan Specialists are always available to help you and answer any questions. You may contact a dedicated FHA Loan Specialist through our website or by calling us directly. You may also chat with us to get a quick answer to your questions.
We Make The FHA Loan
Process Quick & Easy
FHA Approved Lender
WHY CHOOSE TEXAS FHA?
FHA Loan Benefits and Advantages
Lowest Interest Rate
Compared to conventional loans, FHA carries a lower interest rate. Since HUD insures the loan against future default, it is offered a lower rate.
Lower Down Payment
Minimum requirement for an FHA loan is only 3.5% compared to 5% on conventional loans. The borrower can also get a “gift” from family members to be used as a down payment on the house.
Lenient Credit Qualifying
Required minimum credit score for an FHA loan is lower compared to the conventional counterpart. TexasFHA.org will extend an FHA loan to borrowers with middle FICO scores as low as 580.
Higher Debt-to-Income Ratio
FHA loans can go as high as 57% debt-to-income (DTI) ratio with an automated underwriting system approval. Conventional loans can only go as high as 45% DTI. What does this mean? This allows the home buyer to purchase a higher sales price home. Lots of times, the higher DTI decides if a borrower qualifies for a home loan or not.
See what our Customers are Saying...
FHA Loans Help Make Home Ownership
Possible For a Wider Range of People.
Connect With Us
Address
2300 Highland Village Rd., Ste 2218
Highland Village, TX 75077
Phone
800-854-4142
Email Address
info@texasfha.org
business hours
Monday - Friday: 9:00 am to 6:00 pm Saturday: 9:00 am to 12:00 pm
Connect With Us
Address
2300 Highland Village Rd., Ste 2218
Highland Village, TX 75077
Phone
800-854-4142
Email Address
info@texasfha.org
business hours
Monday - Friday: 9:00 am to 6:00 pm Saturday: 9:00 am to 12:00 pm
Capital Home Mortgage Team
powered by Sun West Mortgage
Company, Inc. NMLS #3277
2300 Highland Village Rd, Ste 2218
Highland Village, TX 75077
Phone: (800)-854-4142
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