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Texas FHA loans

Texas FHA loans

Understanding the FHA Loan Process by Gerry Nicodemus It is a common misconception that the FHA home loan process is daunting and harder to accomplish than other home mortgage options.  The process of an FHA mortgage loan is not much different than any other type of home loan.  Because we…

FHA Loans and Bankruptcy “Can I get FHA financing after a bankruptcy?” This is one of the most commonly asked question by a borrower. Contrary to common belief, a borrower can qualify for an FHA loan even if they filed for bankruptcy in the past. There are statutes of limitation…
Benefits of an FHA Loan When purchasing a home, an FHA mortgage is an attractive option for anyone who qualifies. The opportunity to come up with a lower down payment and the reduced/limited closing costs is a great benefit to any home buyer. These are just part of the deal…
FHA Loans vs. Conventional Loans “What is the difference between an FHA loan vs a Conventional loan?” “Which one is better?” Typically, the two most commonly asked questions when comparing loan options. With an FHA mortgage you must use an approved FHA lenderto participate in an FHA loan program. When…
What is an FHA Loan? The Federal Housing Administration or FHA does not extend and will not offer you with a mortgage loan, it only provides mortgage insurance for the loan you get from a mortgage lender who is FHA approved. This government-backed insurance is guaranteed to protect the lender…

The Federal Housing Administration (FHA) insures the loan made by banks and other private institutions. The first thing that every prospective borrower needs to do is consult with an FHA approved lender. An FHA Home Loan Specialist will do an analysis of the borrower’s credit and ability to pay the…

How do I pre-qualify for an FHA Loan in Texas? To qualify for a Texas FHA loan, borrower must meet certain eligibility requirements. They must have at a minimum; Acceptable credit profile; Have at least 3.5% down payment; Ability to repay the mortgage as set forth by HUD guideline. Borrowers applying for…

First Time Buyers and FHA Loans An FHA loan is one of the easiest mortgage loans to qualify for. Due to the program’s low down payment requirement, FHA loans largely appeals a great deal to first time home buyers. An FHA loan is great for people who may have low…

The Federal Housing Administration’s section 203(k) insurance allow buyers to get financing for both the price of the house and the repairs needed and cost of rehabilitation in a single loan. Instead of going through the complicated process of buying the house, then secure another financing for the repairs or modernization, the FHA 203k program combines both in a single, long term, fixed rate that covers both the acquisition and rehabilitation costs. The idea of purchasing a rundown, dilapidated house to fix it up appeals to a large number of people. People seem to be fascinated with improving or fixing houses, including the idea of flipping houses for a living….