FHA Residency Requirements in Texas: Green Cards, SSNs and Who Qualifies

A smiling young Texas couple reviews papers in a navy folder together at a wooden kitchen counter in a bright home, with a laptop, a red mug and a potted plant nearby

HUD and the Social Security Administration will start checking FHA borrowers’ Social Security numbers on Dec. 3, and new data shows how sharply the 2025 residency change cut FHA lending to non-permanent residents. Here is who qualifies for FHA in Texas today, what documents prove your status and what to do if FHA isn’t an option.

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