The federal government created the FHA loan program in the mid-1930’so help boost the United States’ housing market. Today, these HUD-backed mortgages continue to provide affordable homeownership opportunities to those who find conventional loans too out of reach. By guaranteeing FHA loans, the government takes some of the risks away from authorized FHA lenders, should…
In a way, college liberates students and gives them the freedom to make their own choices, but freedom always comes with a price, and in this case, it is that of responsibility. College gives students a glimpse into what the real world holds for them.The years spent at college are crucial because they train students…
The real estate industry, by nature, needs the agent to connect with their clients and be social so that people get to know more of them. In order to carry out this job, there are several marketing tools required for effectiveness. These tools are the only way to ensure that none of your efforts goes…
When it comes to a mortgage, you should be especially careful and attentive. And the first thing you should start with is to choose a company that will provide you with the best solution in your situation. Today there are several types of firms that provide mortgage loans. It is important to understand what their…
As the popular saying goes, the only constant thing in life is change. You want to move to the next stage of your life. And to do this, you’ll need to sell your to do. Among the biggest concerns that most sellers have is putting their homes on the market and having them stay for…
It’s always exciting when you graduate from college. It’s about that time when you’re done with one major chapter of life and are about to start a new one. This means you will have lots of new opportunities and endless possibilities for what direction your life could take. However, you will also have lots of…
In 2020, the economy has shifted due to the COVID-19 pandemic. Now, interest rates of mortgages are lower than ever. As a result, it’s possible to swap higher interest rates for lower rates. So, you may be thinking about refinancing your mortgage. However, this may not be the best financial decision for you. In this…
Blockchain is revolutionizing the world as we know it. Almost all industries now have an application for this technology and as the digital transformation accelerates, you can expect to see more as time unfolds. Another revelation made by blockchain developers is the possibility of assisting the mortgage lending sector. Can you imagine your top mortgage lender using this technology to…
Student loans have always been in great demand since most students and their parents can’t afford to pay for their tuition in full. Therefore, most college graduates, along with a diploma, take away huge debts for their studies. But at the same time, you always need to wisely evaluate your capabilities and never borrow more…
According to reports conducted at The Lending Tree, 69% of American students graduating in 2019 took out student loans to pay off their school debt. This includes both federal and private loans and averages at $30,000 per student. On top of that, more than 13% of parents took out a loan worth 10,000 in a…