Gerry Nicodemus NMLS # 286371

Student loans have always been in great demand since most students and their parents can’t afford to pay for their tuition in full. Therefore, most college graduates, along with a diploma, take away huge debts for their studies. But at the same time, you always need to wisely evaluate your capabilities and never borrow more … Read more

According to reports conducted at The Lending Tree, 69% of American students graduating in 2019 took out student loans to pay off their school debt. This includes both federal and private loans and averages at $30,000 per student. On top of that, more than 13% of parents took out a loan worth 10,000 in a … Read more

House hacking is a unique home buying strategy, but it is one that most people don’t always consider when preparing to purchase their first home. This strategy can help you in paying for a portion, if not all, of your monthly costs, including your mortgage. It is a fantastic way to get started buying properties. On top of … Read more

When it comes to remodeling homes to increase property value, most homeowners look to their kitchens or bathrooms. These areas can make or break a sale. Even if you aren’t looking for an immediate buyer, improvements to your kitchen or bathroom can also enhance your personal quality of life. How much can a bathroom remodel … Read more

This year started like most years. However, the unprecedented COVID-19 pandemic upended and disrupted many factors of our daily life. Events around the globe were canceled as the global community worked to contain a new and unpredictable virus. While we all began the year with several plans, many of us have had to ask ourselves … Read more

Everyone is familiar with the old adage “beauty is only skin deep.” In the real estate industry, this popular phrase could be interpreted to mean that a cursory glance of a home’s exterior cannot properly speak to a home’s structural integrity. Some of the prettiest homes on the market are money pits waiting to happen for an unlucky buyer, … Read more

No investment makes sense without a preliminary assessment of return on investment and profit. Otherwise, it is a drain of money into the sewer. Assessing the attractiveness of buying real estate also has its own characteristics. You need to use different real estate calculations to evaluate the potential profitability of commercial or residential real estate, as well … Read more

A condominium or condo is a building or a community divided into sectors and units and consists of different owners who manage their respective areas. They jointly share common properties like garages, playground, gym, swimming pool, etc. This kind of shared property is established through common interest development by a group of individuals coming together. … Read more